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Address: Leyba Real Estate LLC
Post Office Box 29624
Santa Fe, NM  87592

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7 Benefits of a Federal Reserve Interest Rate Hike
9/18/2018 2:26 PM
(TNS)—Interest rates are going up. The Federal Reserve in June hiked rates for the second time in 2018, and there could be two more rate hikes before the end of the year, including one at this month’s Fed meeting. Sure, the increases mean it will cost more to borrow—but you’ll benefit from getting better rates on […] <...Read More
 
Credit Freeze: A Misunderstood Freebie That You Actually Want
9/13/2018 3:15 PM
(TNS)—Just one year ago, consumers woke up and discovered that hackers had one heck of a field day with their Social Security numbers and other information in a massive data breach at Equifax. Equifax’s screw-up would forever leave millions just that much more vulnerable to ID theft. Face it: It’s not like you can change […]Read More
 
What to Buy in September
9/10/2018 3:57 PM
(TNS)—September is a big month for bargains, with deep discounts on summer merchandise and more. “September is all about the end of summer, so anything seasonal is going to be on clearance,” says Benjamin K. Glaser, former features editor with DealNews.com. You’ll find the last of the one-cent and 10-cent deals on school suppli...Read More
 
Consumer Confidence at High Point
9/7/2018 11:00 PM
In August, consumer confidence rose, posting a 133.4 reading in the Consumer Confidence Index® from The Conference Board. July’s reading was 127.9. The Expectations reading of the Index, which gauges how consumers feel about their business, employment and income prospects six months out, improved, as well, to 107.6, while the Present ...Read More
 
Beware Location Remorse: Over a Third Have ‘Neighborhood Regret’
9/6/2018 3:01 PM
You can change a house—location is tougher. According to new research by Trulia, 36 percent of Americans have “neighborhood regret,” or would have moved to another neighborhood than the one they reside in today. The feeling is heightened in metros, where 46 percent are dissatisfied with their pick, but less pronounced in rural areas ...Read More
 
Housing in 2020: Construction Costs Grow, Mortgage Rates Slow
8/26/2018 12:06 PM
Where will housing be in 2020? According to the latest Metrostudy predictions, if all continues on its current track, construction costs could continue to increase, and mortgage rates could reel in. While rates have increased in the last six months, impacting affordability, the rise is not significant according to historical trends, says Mark Bo...Read More
 
401(k) Auto-Enrollment Connected to Early Withdrawals, With Housing Implications
8/23/2018 3:41 PM
With Social Security trust fund reserves waning—predicted to be depleted by 2034, leaving Social Security unable to maintain full scheduled benefits—and the number of retirees expecting to receive benefits increasing, more and more Americans are relying on 401(k) savings to support their retirement living. In fact, Statista estimates there are 4...Read More
 
Challenged by a Down Payment? The Easiest Markets to Save For
8/23/2018 3:33 PM
One of the biggest challenges for first-time homebuyers is saving. Coming up with a down payment is a hurdle for the majority of millennials, shows study after study—but, there are areas where the average earnings are enough to save sufficiently, according to an analysis recently released by RealEstate.com. The easiest market? Chicago, where the...Read More
 
Disruptor Roundup: Divvy Takes on Rent-to-Own
8/21/2018 3:23 PM
Editor’s Note: The Disruptor Roundup analyzes companies implementing unconventional models. Divvy This tech-powered, rent-to-own platform was launched at the end of 2017, and provides consumers with the ability to transition from renting to homeownership with a three-year program that amasses a down payment within its required monthly paym...Read More
 
Borrower Beware: Soon It Will Be Tough to Unload College Loans
8/13/2018 2:33 PM
(TNS)—Here’s a good reason to think twice about taking out piles of student loans after watching a catchy TV ad for a for-profit college. The U.S. Department of Education is on a path to make it far tougher to get federal college loans forgiven using the argument that the school cheated you out of a […] The post Read More




:
 
7 Benefits of a Federal Reserve Interest Rate Hike
9/18/2018 2:26 PM
(TNS)—Interest rates are going up. The Federal Reserve in June hiked rates for the second time in 2018, and there could be two more rate hikes before the end of the year, including one at this month’s Fed meeting. Sure, the increases mean it will cost more to borrow—but you’ll benefit from getting better rates on […] <...Read More
 
Credit Freeze: A Misunderstood Freebie That You Actually Want
9/13/2018 3:15 PM
(TNS)—Just one year ago, consumers woke up and discovered that hackers had one heck of a field day with their Social Security numbers and other information in a massive data breach at Equifax. Equifax’s screw-up would forever leave millions just that much more vulnerable to ID theft. Face it: It’s not like you can change […]Read More
 
What to Buy in September
9/10/2018 3:57 PM
(TNS)—September is a big month for bargains, with deep discounts on summer merchandise and more. “September is all about the end of summer, so anything seasonal is going to be on clearance,” says Benjamin K. Glaser, former features editor with DealNews.com. You’ll find the last of the one-cent and 10-cent deals on school suppli...Read More
 
Consumer Confidence at High Point
9/7/2018 11:00 PM
In August, consumer confidence rose, posting a 133.4 reading in the Consumer Confidence Index® from The Conference Board. July’s reading was 127.9. The Expectations reading of the Index, which gauges how consumers feel about their business, employment and income prospects six months out, improved, as well, to 107.6, while the Present ...Read More
 
Beware Location Remorse: Over a Third Have ‘Neighborhood Regret’
9/6/2018 3:01 PM
You can change a house—location is tougher. According to new research by Trulia, 36 percent of Americans have “neighborhood regret,” or would have moved to another neighborhood than the one they reside in today. The feeling is heightened in metros, where 46 percent are dissatisfied with their pick, but less pronounced in rural areas ...Read More
 
Housing in 2020: Construction Costs Grow, Mortgage Rates Slow
8/26/2018 12:06 PM
Where will housing be in 2020? According to the latest Metrostudy predictions, if all continues on its current track, construction costs could continue to increase, and mortgage rates could reel in. While rates have increased in the last six months, impacting affordability, the rise is not significant according to historical trends, says Mark Bo...Read More
 
401(k) Auto-Enrollment Connected to Early Withdrawals, With Housing Implications
8/23/2018 3:41 PM
With Social Security trust fund reserves waning—predicted to be depleted by 2034, leaving Social Security unable to maintain full scheduled benefits—and the number of retirees expecting to receive benefits increasing, more and more Americans are relying on 401(k) savings to support their retirement living. In fact, Statista estimates there are 4...Read More
 
Challenged by a Down Payment? The Easiest Markets to Save For
8/23/2018 3:33 PM
One of the biggest challenges for first-time homebuyers is saving. Coming up with a down payment is a hurdle for the majority of millennials, shows study after study—but, there are areas where the average earnings are enough to save sufficiently, according to an analysis recently released by RealEstate.com. The easiest market? Chicago, where the...Read More
 
Disruptor Roundup: Divvy Takes on Rent-to-Own
8/21/2018 3:23 PM
Editor’s Note: The Disruptor Roundup analyzes companies implementing unconventional models. Divvy This tech-powered, rent-to-own platform was launched at the end of 2017, and provides consumers with the ability to transition from renting to homeownership with a three-year program that amasses a down payment within its required monthly paym...Read More
 
Borrower Beware: Soon It Will Be Tough to Unload College Loans
8/13/2018 2:33 PM
(TNS)—Here’s a good reason to think twice about taking out piles of student loans after watching a catchy TV ad for a for-profit college. The U.S. Department of Education is on a path to make it far tougher to get federal college loans forgiven using the argument that the school cheated you out of a […] The post Read More