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By Phone: (Office)
By e-mail: leybaproperties@yahoo.com
Address: Leyba Real Estate LLC
Post Office Box 29624
Santa Fe, NM  87592

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What to Know About Working With a REALTOR®
9/23/2022 2:00 PM
Many people don’t really understand how the real estate business works or what is a REALTOR® and what they do. A REALTOR® ® is not the same thing as a real estate agent. REALTORS® are National Association of REALTORS® members who have taken an oath to follow a strict code of ethics. Even people that… T...Read More
 
Pros and Cons of an FHA 203k Loan: What You Should Know
9/16/2022 2:00 PM
Have you heard people talk about an FHA 203K loan and wondered what it was and how it worked? Buying a home is far more challenging when you are not familiar with common mortgage lingo. You may have heard about an FHA loan but what do the extra numbers and letters mean? When you are… The post Read More
 
Mortgage Rates Exceed 6% for the First Time Since 2008
9/15/2022 2:02 PM
On the rise since the beginning of the year, mortgage rates continued their upward trajectory this week, rising above 6% for the first time since 2008. The 30-year fixed-rate mortgage (FRM) averaged 6.02% this week, up from 5.89% last week, according to the latest Primary Mortgage Market Survey® (PMMS®) from Freddie Mac. Key findings:&...Read More
 
U.S. Home Equity Increases Again in Q2 2022
9/12/2022 4:00 AM
U.S. homeowners with mortgages (which account for roughly 63% of all properties) saw equity increase by 27.8% year over year, representing a collective gain of $3.6 trillion, for an average of $60,200 per borrower, since the second quarter of 2021. This is according to the latest Homeowner Equity Report (HER) for the second quarter of…...Read More
 
Inflation (Finally) Dips, Housing Still a Concern
8/10/2022 10:54 AM
It’s still not good, but “better” is great news right now. That appears to be the consensus from economists after the latest inflation data from the Bureau of Labor Statistics (BLS) showed prices are finally starting to come down, with the Consumer Price Index (CPI) reading 8.5%—lower than expected, and a significant improvement over...Read More
 
Finally, a Pause in Mortgage Rate Hikes
6/30/2022 2:03 PM
After several sharp spikes and nearly doubling over the last year, mortgage rates took a breather this week, decreasing from 5.81% the previous week to 5.7% this week, according to the latest Primary Mortgage Market Survey (PMMS) from Freddie Mac, released Thursday. Key findings: 30-year fixed-rate mortgage averaged 5.70% with an average 0.9 poi...Read More
 
Real Estate CEOs Mull 2022 Landscape, Slowdown
6/16/2022 2:04 PM
“Comparing anything to 2020 or 2021, it doesn’t make any sense.” That is the conundrum—summed up frankly by Anne Marie DeCatsye, CEO of the Canopy REALTOR® Association in Charlotte, North Carolina—for anyone trying to parse out the current real estate market. As economists and practitioners all across the country have sought for months to d...Read More
 
15 Markets are 60% Overvalued, New Report Finds
6/1/2022 2:03 PM
As home prices have shown no signs of slowing through the first half of this year, researchers who have been tracking so-called “overvalued” housing markets since 2020 are warning some metros have become “a risky bet” as their methodology shows a dangerous disconnect between historical trends and current prices. “If we’re not at the peak…<...Read More
 
Mortgage Applications Decrease During Last Week of May
6/1/2022 2:02 PM
Mortgage applications decreased 2.3% from one week earlier, according to the latest Weekly Mortgage Applications Survey from the Mortgage Bankers Association’s (MBA), released Thursday. The drop marks the third straight week of declines, indicating that market headwinds continue to hinder both refinancing and new mortgages. Key findings: Th...Read More
 
Builder Confidence Plunges on Rising Interest Rates, Growing Affordability Woes
5/18/2022 4:02 AM
In a sign that the housing market is now slowing, builder confidence took a steep drop in May, according to the latest National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI), released this week. Builder confidence in the market for newly built single-family homes fell eight points to 69 in May, and this… Read More




:
 
What to Know About Working With a REALTOR®
9/23/2022 2:00 PM
Many people don’t really understand how the real estate business works or what is a REALTOR® and what they do. A REALTOR® ® is not the same thing as a real estate agent. REALTORS® are National Association of REALTORS® members who have taken an oath to follow a strict code of ethics. Even people that… T...Read More
 
Pros and Cons of an FHA 203k Loan: What You Should Know
9/16/2022 2:00 PM
Have you heard people talk about an FHA 203K loan and wondered what it was and how it worked? Buying a home is far more challenging when you are not familiar with common mortgage lingo. You may have heard about an FHA loan but what do the extra numbers and letters mean? When you are… The post Read More
 
Mortgage Rates Exceed 6% for the First Time Since 2008
9/15/2022 2:02 PM
On the rise since the beginning of the year, mortgage rates continued their upward trajectory this week, rising above 6% for the first time since 2008. The 30-year fixed-rate mortgage (FRM) averaged 6.02% this week, up from 5.89% last week, according to the latest Primary Mortgage Market Survey® (PMMS®) from Freddie Mac. Key findings:&...Read More
 
U.S. Home Equity Increases Again in Q2 2022
9/12/2022 4:00 AM
U.S. homeowners with mortgages (which account for roughly 63% of all properties) saw equity increase by 27.8% year over year, representing a collective gain of $3.6 trillion, for an average of $60,200 per borrower, since the second quarter of 2021. This is according to the latest Homeowner Equity Report (HER) for the second quarter of…...Read More
 
Inflation (Finally) Dips, Housing Still a Concern
8/10/2022 10:54 AM
It’s still not good, but “better” is great news right now. That appears to be the consensus from economists after the latest inflation data from the Bureau of Labor Statistics (BLS) showed prices are finally starting to come down, with the Consumer Price Index (CPI) reading 8.5%—lower than expected, and a significant improvement over...Read More
 
Finally, a Pause in Mortgage Rate Hikes
6/30/2022 2:03 PM
After several sharp spikes and nearly doubling over the last year, mortgage rates took a breather this week, decreasing from 5.81% the previous week to 5.7% this week, according to the latest Primary Mortgage Market Survey (PMMS) from Freddie Mac, released Thursday. Key findings: 30-year fixed-rate mortgage averaged 5.70% with an average 0.9 poi...Read More
 
Real Estate CEOs Mull 2022 Landscape, Slowdown
6/16/2022 2:04 PM
“Comparing anything to 2020 or 2021, it doesn’t make any sense.” That is the conundrum—summed up frankly by Anne Marie DeCatsye, CEO of the Canopy REALTOR® Association in Charlotte, North Carolina—for anyone trying to parse out the current real estate market. As economists and practitioners all across the country have sought for months to d...Read More
 
15 Markets are 60% Overvalued, New Report Finds
6/1/2022 2:03 PM
As home prices have shown no signs of slowing through the first half of this year, researchers who have been tracking so-called “overvalued” housing markets since 2020 are warning some metros have become “a risky bet” as their methodology shows a dangerous disconnect between historical trends and current prices. “If we’re not at the peak…<...Read More
 
Mortgage Applications Decrease During Last Week of May
6/1/2022 2:02 PM
Mortgage applications decreased 2.3% from one week earlier, according to the latest Weekly Mortgage Applications Survey from the Mortgage Bankers Association’s (MBA), released Thursday. The drop marks the third straight week of declines, indicating that market headwinds continue to hinder both refinancing and new mortgages. Key findings: Th...Read More
 
Builder Confidence Plunges on Rising Interest Rates, Growing Affordability Woes
5/18/2022 4:02 AM
In a sign that the housing market is now slowing, builder confidence took a steep drop in May, according to the latest National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI), released this week. Builder confidence in the market for newly built single-family homes fell eight points to 69 in May, and this… Read More